๐Ÿ‡บ๐Ÿ‡ธย English

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Intro : ์†Œ๊ฐœ

TomoIDV๋Š” ๋ฐฉํ•œ ์™ธ๊ตญ์ธ์˜ ์ž๊ตญ ๋ฐœํ–‰ ์‹ ๋ถ„์ฆ ๊ธฐ๋ฐ˜ eKYC flow๋ฅผ ์ œ๊ณตํ•˜๋Š” API Service ์ž…๋‹ˆ๋‹ค.

์ด ๋ฌธ์„œ๋Š” TomoIDV API๋ฅผ ์‚ฌ์šฉํ•˜๊ธฐ ์œ„ํ•œ OAuth2 ์ธ์ฆ, KYC ์ •์ฑ… ์„ ํƒ, KYC ์‹œ์ž‘, KYC flow, ๊ฒฐ๊ณผ ์กฐํšŒ๊นŒ์ง€ ํ•˜๋‚˜์˜ ์˜จ๋ณด๋”ฉ ํ๋ฆ„์œผ๋กœ ์ •์˜ํ•ฉ๋‹ˆ๋‹ค.

sequenceDiagram
	participant ClientApp as Client App
	participant ClientServer as Client Server
	participant IDVServer as TomoIDV Server
	participant IDVApp as TomoIDV App

	ClientServer->>+IDVServer: [1] Get Access Token (POST /v1/oauth2/token)
	IDVServer-->>-ClientServer: 200 OK
	ClientApp->>+ClientServer: Start IDV
	ClientServer->>+IDVServer: [2] Start IDV(Get IDV URL) (POST /v1/idv/start)
	IDVServer-->>-ClientServer: 200 OK
	ClientServer-->>-ClientApp: 200 OK
	ClientApp->>IDVApp: [3] Launch IDV App
	IDVApp-->>ClientApp: [4] Return to Origin App
	ClientServer->>+IDVServer: [5] Get Kyc (POST /v1/idv/result)
	IDVServer->>-ClientServer: 200 OK
์šฉ์–ด ์˜๋ฏธ
client_id ๋Œ€์‹œ๋ณด๋“œ์—์„œ ์ƒ์„ฑํ•œ API ํด๋ผ์ด์–ธํŠธ ์‹๋ณ„์ž
secret/key material client_assertion JWT๋ฅผ ์„œ๋ช…ํ•˜๋Š” ๋ฐฑ์—”๋“œ ์ „์šฉ ์ธ์ฆ ์ •๋ณด
client_assertion OAuth2 ํ† ํฐ ์š”์ฒญ์— ์ œ์ถœํ•˜๋Š” ํด๋ผ์ด์–ธํŠธ ์„œ๋ช… JWT
access_token IDV ์„œ๋ฒ„ API ํ˜ธ์ถœ์— ์‚ฌ์šฉํ•˜๋Š” Bearer ํ† ํฐ
kyc_policy KYC ๋ฐฉ์‹๊ณผ ์†Œ์œ ์ž ํ™•์ธ ์ˆ˜์ค€์„ ์ง€์ •ํ•˜๋Š” ๊ณต๊ฐœ ์ •์ฑ… ๊ฐ์ฒด
policy_key ์„œ๋ฒ„๊ฐ€ ์™„๋ฃŒ๋œ ์ •์ฑ…์„ ์‹๋ณ„ํ•  ๋•Œ ๋ฐ˜ํ™˜ํ•˜๋Š” ์ •๊ทœ ํ‚ค
ppid / PPID KYC ์™„๋ฃŒ ํ›„ ๋ฐœ๊ธ‰๋˜๋Š” ์˜์† ๊ณ ์œ ๊ฐ’

Requirement


API ์‚ฌ์šฉ ์ค€๋น„

1. Client id, Secret key ๋ฐœ๊ธ‰

API๋ฅผ ์‚ฌ์šฉํ•˜๊ธฐ ์œ„ํ•ด์„œ๋Š” client id, secret key๋ฅผ ๋ฐœ๊ธ‰ ๋ฐ›์•„์•ผํ•ฉ๋‹ˆ๋‹ค. ์ด๋Š” OAuth2.0 ์ธ์ฆ์— ์‚ฌ์šฉ๋˜๋ฉฐ, Console ์—์„œ ๋ฐœ๊ธ‰ํ•ฉ๋‹ˆ๋‹ค. ๋ฐœ๊ธ‰๊ณผ์ •์€ ์•„๋ž˜ Register client ๋ฌธ์„œ๋ฅผ ์ฐธ๊ณ ํ•ด์ฃผ์‹œ๊ธฐ ๋ฐ”๋ž๋‹ˆ๋‹ค. client id์™€ secret key๋ฅผ ๋ฐœ๊ธ‰ ๋ฐ›์œผ๋ฉด, Access token์„ ๋ฐœ๊ธ‰ ๋ฐ›์„ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ์ด Access Token์„ ์ด์šฉํ•˜์—ฌ TomoIDV API๋ฅผ ์‚ฌ์šฉํ•˜์‹ค ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.

Register client ๋ฌธ์„œ

๊ฐœ๋ฐœ์ž ์ฝ˜์†” URL ์„ค๋ช…
Sandbox Console https://test-console.tomopayment.com ์‹ค์ œ ์‹ ๋ถ„์ฆ์ฆ์ด ์•„๋‹Œ sandbox ๋ชจ๋“œ๋กœ KYC flow๋ฅผ ์ง€์›ํ•˜๋Š” Test์šฉ Console
Production Console https://console.tomopayment.com ์‹ค์ œ ์‹ ๋ถ„์ฆ(์™ธ๊ตญ์ธ)์œผ๋กœ production KYC flow๋ฅผ ์ง€์›ํ•˜๋Š” ์šด์˜์šฉ Console

2. API Base Url

TomoIDV๋Š” Sandbox, Production ๋‘ ๊ฐ€์ง€ Domain(Base url)์„ ์‚ฌ์šฉํ•˜๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค. Sandbox Console ์—์„œ ๋งŒ๋“ค์–ด์ง„ client id๋Š” Sandbox Base URL, Production Console ์—์„œ ๋งŒ๋“ค์–ด์ง„ client id๋Š” Production Base URL์„ ์‚ฌ์šฉ ํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.

API ํ™˜๊ฒฝ IDV API base URL
์ƒŒ๋“œ๋ฐ•์Šค(sandbox) https://test.tomopayment.com
์šด์˜(production) https://api.tomopayment.com

3. ๊ณตํ†ต ์š”์ฒญ Header

๋ชจ๋“  API ์š”์ฒญ์— ๋‹ค์Œ ํ—ค๋”๋ฅผ ํฌํ•จํ•ฉ๋‹ˆ๋‹ค.